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Car Insurance

Most people often wonder what their car insurance will cost them, but does it really matter? What will you do when you wake-up tomorrow morning, and your only vehicle is stolen? Can you afford to live without it? Most people often wonder what their car insurance will cost them, but does it really matter? What will you do when you wake-up tomorrow morning, and your only vehicle has been stolen? Nobody likes to think about these possibilities, but you don’t have to worry about it if your car is insured. Having car insurance doesn’t only mean that your car is insured but it also means in a way that you are insured. Car insurance is also not only for cars, it also covers motorcycles, boats, caravans and trailers.

There are many different things that your car insurance will cover, such as:


• Comprehensive Cover – Comprehensive cover will cover your vehicle against accidental damage, theft hijack and injury to other people or damage to their property involved in the accident.



• Limited Cover – Limited cover will cover your vehicle for damage caused by fire, hijack and theft as well as injury to other people or damage to their property. Any accidental damage to your vehicle is not covered with the limited cover insurance type.



• Liability Cover – The liability cover, only covers your liability to other people where an accident caused death or injury to them or damage to their vehicle.



• Essential Cover – The essential cover option is more for older cars. You can choose how much you want to insure the car for, and you will also get cover against accidental damage, theft, hijack and liability cover to other people and their vehicles injured or damaged in the accident.



• Optional Cover – This option is to be used if you have any extras, such as sound systems and accessories in your vehicle in your vehicle that you wish to insure. Although some insurance companies do cover sound systems and accessories up to a certain amount without charging anything extra.

Most car insurance companies will provide you (the insured) with a hired car if your car is stolen or if it is at the panel beaters being fixed. They also usually provide emergency medical service, road side assistance and accommodation for the driver and passengers in event of a breakdown or accident.



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